Progressive Leasing Pay Over Time
Elevate your space here at Moda Home Furniture. Yes you can give your home some cozy additions and ace your aesthetic at the same time. We've partnered with Progressive on an easy, lease-to-own program.
No large upfront payments or long-term commitments
No Credit Needed
There’s no credit needed to apply for the lease-to-own purchase option.
Flexible Payments
Simple weekly, biweekly or monthly payment options make it simple to use.
Low Initial Payment
Take your items home for just $49 (plus tax) today.
Instant Decision
Apply now for an instant decision. Approvals up to $3000.
90 Day Purchase Option
Save money when you pay off your lease early using our 90-day and early purchase options.
Standard agreement offers 12 month to ownersthanhip. Early purchase options cost more the retailer’s cash price (except 3-month option in CA) To purchase early, call 877-898-1970
Apply & Purchase Today
To Purchase Online
Once approved, shop for your items online and select Progressive Leasing as your payment method. Sign your lease online and arrange delivery of your merchandise.
Any questions?
Call Progressive to speak to a Customer Service Associate that can help (877)-898-1970.
Once approved, shop for your items online and select Progressive Leasing as your payment method. Sign your lease online and arrange delivery of your merchandise.
Any questions?
Call Progressive to speak to a Customer Service Associate that can help (877)-898-1970.
More features to love
Antique White Contemporary
HSporting a two-tone, gray and antiqued white color scheme
Jute Modern Contemporary
Attached back and loose seat cushions High-resiliency
Woodsway Brown Reclining
Lounge in the casual luxury of this two-tone reclining sofa
Willowton White Modern
TV Stand 60" is a sleek and stylish piece of furniture
**Standard agreement offers 12 month to ownersthanhip. Early purchase options cost more the retailer’s cash price (except 3-month option in CA) To purchase early, call 877-898-1970
Why Choose us
Lightweight Compact
Carry-On Luxury Furniture
Always near to you
Flexible to move
LightweightCompact
It offers a comfortable seat covered in a luxurious and strong denim twill fabric. It's adjustable leg rest also includes a flat position. The extra-large color coordinated canopy is extendable.
Carry-On Luxury Furniture
A more luxurious experience. Folded within seconds, this ultra-compact and is easy to move in an overhead compartment, so you can relax and enjoy it.
Always Near
to you
Optimum comfort for you. With one hand you can easily recline the backrest to an ergonomic near-flat position. Together with the integrated adjustable leg rest.
Flexible to move
Fitting is easy and comfortable for your growing child.
Color and texture is unique.
Frequently asked question
What is lease-to-own purchase program?
The Lease-to-Own Purchase Program from Progressive is a convenient and flexible way to get the products you need today without having to make a substantial upfront payment or commit to a long-term arrangement.
Our program allows you to lease the product(s) you need and make manageable payments to own within 12 months. Once you complete all lease payments or use an early purchase option, ownership of the item(s) will transfer to you.
Is there a fee to apply for Progressive?
No, there are no application fees or processing fees when you apply for Progressive’s Lease-to-Own Program. Your initial payment will be deducted from your credit or debit card as soon as the lease is executed, but this payment is the first of your lease payments and is included in the total cost of the lease. If your application is not approved, you will not be charged anything. At Progressive Leasing, we believe in transparency and making the application process as simple and straightforward as possible. That’s why we don’t charge any hidden fees or costs.
What is meant by “No Credit Needed”?
“No Credit Needed” means that you don’t necessarily need to have credit history or a strong credit score to be approved for lease-to-own. We do check credit bureau reports; however, we look at many other data points to make a final decision, and we regularly approve customers with less than perfect credit or very little credit history.
Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
What do I need to apply and how long does my approval last?
In order to apply you must be 18 years or older (19 in AL), have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.
How long is my lease agreement and how do I make payments?
Payments are automatically deducted from your bank account or charged to your card, depending on your preference. Please note that charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your merchandise.
Once all scheduled payments are made or you use the buyout option, ownership of the items will transfer to you. At Progressive Leasing, we offer a standard agreement that provides you with 12 months to ownership. If you choose to exercise the 90-day purchase option, it will cost more than the retailer’s cash price (except for the 3-month option in CA).
If you decide to purchase the leased item(s) early, simply call 877-898-1970 to inquire about an early purchase option. Please note that regularly scheduled payments are still required, even if you intend to exercise an early purchase option.
What if I need to change my payments or my payday changes?
We are happy to work with you to find a payment schedule that works. If you need to discuss potential changes to your payments, please call Customer Service at 877-898-1970 at least three business days before your next scheduled payment.
Can I purchase the product before the end of my 12-month lease?
Yes, you can purchase the product before the end of your 12-month lease agreement. Progressive Leasing offers a 90-day purchase option, which allows you to purchase the leased product(s) early. However, it’s important to note that the 90-day purchase option costs more than the retailer’s cash price, with the exception of the 3-month option in CA.
If you’re interested in exercising the early purchase option, please call 877-898-1970 to inquire about the process. It’s important to keep in mind that regularly scheduled payments are still due even if you intend to exercise the early purchase option.
Are returns allowed?
To return your item, contact Progressive Leasing customer service at 877-898-1970. Progressive will evaluate the product to determine the proper course of action. You can cancel your lease at any time. You have the right to return the items to Progressive Leasing without additional charge or penalty, and you will owe nothing further except unpaid lease-to-own costs. To cancel your lease call us at 877-898-1970
What if I can no longer afford my payments and can I cancel my lease?
We understand that unexpected situations come up that may prevent you from continue to lease-to-own your merchandise. If you find yourself unable to continuing with your lease-to-own agreement, please feel free to call Customer Service to discuss your options at 877-898-1970.
Who do I contact if I have a question about my lease?
If you have any questions or concerns regarding your lease, please contact customer service representatives at (877)-898-1970. Customer Service agents are available M-F 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m.
Alternatively, you can access your account online 24/7 via our customer portal at https://myaccount.progleasing.com/. Here, you can view your lease agreement, make payments, and keep track of your account activity.
Today is Your Day
If you have additional questions, see Progressive Leasing FAQs.
*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The Initial Payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.
The advertised service is lease-to-own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
The advertised service is lease-to-own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
