The Plan Quality protection plans, streamlined claims submission and the best customer service professionals in the business – you can count on us to protect you when life throws a curveball.   What do We Cover? Guardsman Protection Plans cover accidental damage and stains to furniture, including: Fabric, leather, and vinyl: Covers stains from food, beverages, humans, and pets, as well as punctures, cuts, tears, rips, burns, and zipper and button breakage Wood and other hard surfaces: Covers stains from food and beverages, liquid marks and rings, nail polish, breakage, scratches, gouges, chips, burns, heat marks, and checking, cracking, bubbling, or peeling of the finish Recliner faults: Covers recliner faults if a recliner top-up was purchased